Sustainability on Loan

Standardizing the value of “green” home updates can help buyers and sellers

While growing numbers of homeowners are saving money on energy bills by making “green” updates to their homes, getting a lender or appraiser to realize the value of those updates may not be as straightforward.

But, getting proper valuation on sustainable home features may be the norm rather than the exception in as few as three years, says Teresa Lopez, a licensed mortgage banker in Austin, Texas.

Lopez is leading a national initiative with her company, Green Energy Money, to make green mortgages an industry standard.

The idea is that an energy efficient house can save money for a homeowner, which makes the home more affordable over time. — Full Story at

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